If you have bought an item and sent the tradeoffer, then the money is charged from your card/wallet right away. We do this to prevent scams 💵
If you paid with wallet, sent the tradeoffer, and the seller cancels the tradeoffer, your money will get transferred back to your wallet instantly ⚡
If you paid with your card, the funds will be refunded the same day or the next coming business day - you should see the funds in your bank account within 5 business days 🏦
For wallet+card, check here.